The Central Bank of the Russian Federation proposed to transfer the mortgage banks in dollars at the rate of 39.4 rubles, and the euro – 49.98 rubles.
At the same time the Bank of Russia earlier Russian credit institutions authorized the restructuring of mortgages with preferential treatment to the reserves.
«Central Bank strongly advises credit institutions now consider in detail the current issue of the restructuring of mortgage loans to individuals in foreign currency before January 1, 2015, including currency conversion loans in Russian rubles, “- says the letter of the Central Bank.
Let us recall that according to statistics of the Central Bank on November 1 last year, the debt on the currency mortgage in Russia amounted to 117 billion rubles, which is 3 and a half percent of all mortgages issued in the country. Borrowers who once drew up a mortgage in the currency, not just out on a manifesto in front of the Bank of Moscow to recalculate their duty rate at the time when the contract was signed.
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