traffic police traffic police on the site of a car crash
The Ministry of Finance proposes to abandon some of the factors affecting the cost of CTP insurance policy, as well as to simplify the policy for obtaining new machines. Owners of such cars are invited to register CTP directly to two or three years and pay in installments
Finance Ministry proposes to provide the owners of new cars the opportunity to issue MTPL policy at once for two or three years, according to Deputy Finance Minister Alexei Moiseev in the air TV channel “Russia». According to him, it will allow the car owner not to run the insurance company every year.
at the same time, said the official, payment of the policy can be made in installments and in the calculation of the price for each year taking into account the number of accidents (coefficient of “bonus-malus»).
According to Moses, the Ministry of Finance also proposes to abandon some of the factors affecting the cost of CTP insurance policy. In particular, we are talking about regional factors. Put the car on the account can now be in any region, so to speak, that policy value should vary depending on the level of accidents in the region, does not make sense, he said.
«From this should leave, “- said the deputy head of the Ministry of Finance
the same, according to the deputy minister, applies to vehicle power, also affect the cost of CTP.. “The Interior Ministry gave us the statistics, which clearly indicates that there is no relationship between the accident rate and the vehicle capacity,” – he said. Therefore, according to the official, tying the amount of horsepower to the value of the policy does not make sense.
As far as there may be cheaper MTPL, not Moses said, adding that thanks to innovations benefit the owners of more powerful machines. “If there is no upward factor, it is the base rate,” – he said,
However, the Finance Ministry is not ready to decouple the cost of CTP insurance policy on the vehicle age.. “As a rule, older cars there are problems with the reliability of the braking system, steering system component. Therefore, there are questions, “- said Moses
In addition, according to the Deputy Minister, it is necessary to double payment of car owners, designed the accident on evroprotokol.. Now the maximum size of payments evroprotokol is 50 thousand. Rub. Moses also said that car owners should be able to choose a service where the insurer offers to repair the machine. One of the criteria, according to the Ministry of Finance, may be the extent of the service station is located close to places of residence of the customer of the insurance company. The citizen shall have the right to complain about the quality of service work to the insurer not to be alone with the auto-service employees, said Moses.
The fact that the Ministry of Finance is preparing a reform of the CTP system, became known in early August. How to write “Vedomosti», Russian Union Motor Insurers (PCA) is not supported most of the proposals authorities.
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