Central Bank left the two banks without licenses Photo: Artem Korotaev / TASS 
The Bank of Russia from August 5, revoked licenses to conduct banking operations in St. Petersburg and Vologda Promenergobank Constance Bank. On Friday the press service of the regulator.
The central bank noted, the decision to revoke the license was taken due to non-fulfillment by credit institutions of the federal laws regulating banking activities, as well as the Bank of Russia regulations and the application of the measures stipulated by the Federal law «About the Central Bank of Russian Federation (Bank of Russia).”
In Promenergobank there was “a real threat to the interests of creditors and depositors,” says the regulator. Credit organization conducted high-risk lending policies related to the placement of funds in low-quality assets. Adequate assessment of risks taken at the request of the supervisory authority and fair reflection of the cost of the bank’s assets led to grounds for the Prevention of insolvency (bankruptcy) of the measures, according to a Central Bank report.
Petersburg Constance Bank suspended customer service in all departments . This was reported in the Banki.ru credit institution.
“In addition, in connection with the loss of liquidity credit institution admits cases of untimely fulfillment of obligations to creditors,” – emphasized in the press release.
The value of capital ratios Constance Bank fell below 2%, and the amount of equity – below the minimum authorized capital on the date of state registration of the credit institution, the Central Bank noted.
“Bank of Russia revealed a major shortfall of cash on hand Constance Bank. As a result, the formation of reserves for possible losses under the assets are actually missing a credit institution has completely lost its own funds (capital). In addition, the bank has been involved in questionable conduct transit operations “, – said in a statement the regulator.
The client refuses to Vologda Promenergobank all operations. As stated in the Banki.ru portal additional offices of credit organizations “Vodnik”, the bank is preparing to review the license on this or next week.
The management and owners of the banks had failed to take the necessary measures to normalize their activities, ascertain the Bank of Russia.
Both banks – participants of the deposit insurance system. Settlements with their contributors will begin no later than August 19 and the agent banks “to promptly receive citizens’ applications and payments as quickly as possible” will be selected on a competitive basis, no later than August 11, reported the Deposit Insurance Agency.
On Wednesday it became known that Constance Bank suspended customer service in all departments due to technical failure. “In accordance with instructions of the Bank of Russia with the August 3, 2016 in the bank introduced restrictions on operations with legal entities and individuals”, – reported on the website of the credit institution. According to the source Banki.ru portal familiar with the situation in Constance Bank, to August 3 CB disabled credit institution by electronic payment systems Bank of Russia (BESP).
Promenergobank, according to sources, it has been disconnected from BESP on July 26th. This week it became known that the bank refused to customers in all operations and preparing for the revocation of the license. Previously also reported that on 27 and 28 June Promenergobank violated capital adequacy ratio (N1) and the specification of the maximum size of large credit risks (H7).
No comments:
Post a Comment