Customers “First deposit” and Spetssetstroibank receive up to $ 3.9 billion – Proceedings

Customers "First deposit" and Spetssetstroibank receive up to $ 3.9 billion – Proceedings

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The volume of deposits and funds in the accounts of individual entrepreneurs (SP) in SPETSSETSTROYBANK (SSSB ) and the First Bank of the deposit, which the central bank today revoked the licenses amounted to 4.84 billion rubles. The volume of deposits in SSSB reached 4.8 billion rubles, funds in accounts SP – 40.7 million rubles. The First Bank of the deposit – 2.3 million rubles and 5 th. Rubles respectively. It follows from the statements of credit institutions, published by the regulator (I-101 form as of September 1, 2014). As reported by “Izvestia” in the Deposit Insurance Agency, is currently working in banks interim administration, estimated volume of insurance payments. Paying customers deceased credit institutions will begin no later than 6 October. According to the head of the analytical department of the bank BKF Maxim Osadchy, the amount of insurance compensation to depositors and SP SSSB and the First Bank of the deposit amount to 3.4-3.9 billion.

Central Bank revoked the license of SSSB in connection with non-credit institution of federal laws regulating banking activities, as well as the regulations of the Bank of Russia, the repeated violation within one year, the provisions of Articles 6 and 7 of the Federal Law “On counteraction to legalization (laundering) of proceeds from crime and financing of terrorism.” According to the Bank, SSSB conducted high-risk lending policies and did not create the adequacy of the risk reserves for possible losses. Credit institution fails to comply with the law on countering the legalization of proceeds from crime and financing of terrorism, including the timely direction to the authorized body of information on transactions subject to mandatory control. As the regulator, fininstitut was involved in carrying out a large volume of suspicious transactions to withdraw money abroad.

The main beneficiary of the bank was Dmitry Bukhtoyarov (Chairman of the Board), which owns more than 99% of its shares .

– Do SSSB was a branch in the city of Nazran (Ingushetia) – says Osadchiy. – The presence of a branch of the Caucasus is correlated with information about the repeated violations of the 115-FZ. In addition, attention is drawn to the disproportionately high turnover on the accounts of cash and current accounts of non-state commercial organizations to suggest that the bank was engaged in washing off and cashing. Central Bank revoked the license of SSSB as a result of an unscheduled inspection, which ended Sept. 15.

The first deposit bank lost its license as held high-risk lending policies and did not create the adequacy of risk provisions for possible loan losses, according to in Proceedings of the regulator. Rules bank’s internal control on countering the legalization (laundering) of proceeds from crime and financing of terrorism did not meet the requirements of the Bank of Russia. A credit institution has been involved in the implementation of suspicious transactions with cash, said the Central Bank. Leadership and owners of the bank did not take the necessary steps to normalize its operations.

The main beneficiaries of the credit institution is a natural person: Sergey Kirsankin (17.27%), Sergey Batygin (17.27%), Sergey Sinofkin (17.27%), Andrew Gunenko (17.27%), Sergey Morozov (15.40%), Roman Slashchev (15,40%).

From the beginning of 2014 the Central Bank revoked the licenses of 60 credit institutions. This is more than two times higher than for all of last year (29). According Osadchy size Deposit Insurance Fund, net of provisions for the payment of an insured event as of September 3, 2014 was only 88.7 billion rubles, while the October 1, 2013 it reached 232.4 billion.