Chinese cards overlook the massive Russian market. A little-known Laytbank issue the 10 th. Cards payment system UnionPay. While the Chinese card system will not be able to make a full competition “plastic” international payment systems. However, UnionPay has big plans – in a few years the number of its cards in Russia is to be measured by millions.
Full Issue UnionPay cards will begin in Russia next week. A small private bank Laytbank first completed all the necessary technical training for maintenance of such cards in Russia and on Thursday received a shipment of cards through customs, told “Gazeta.ru” a source at the bank.
According to the Bank, talks on cooperation with UnionPay bank started 2 years ago.
Now, in connection with the sanctions, the need for these cards came from the bank’s customers, who cooperate with Chinese partners in the commercial and industrial sector .
first became interested in trading and manufacturing company, working with Chinese partners, as well as people who frequent China and the Asia-Pacific region.
To speed up the process of connecting customers to the capabilities of the system UnionPay, while cards are imported to Russia directly from China. This allowed Laytbanku not wait for approvals payment system with Russian factories producing maps.
The first batch of 10 thousand. Cards already fully painted on pre-order, according to a source at the bank, but in the next two months, the bank is going to get another 50 thousand. cards this payment operator.
Esche several banks are almost ready to release a card UnionPay.
According to the “Gazety.Ru “subsidiary bank China Construction Bank in Russia in September plans to release the Russian market more than 600 thousand. these cards. At the stage of technical training, according to the “Gazety.Ru” are some of the largest Russian banks, among which are banks such as Gazprombank and Alfa Bank.
According to an informed source, VTB can connect to UnionPay card issuing through its subsidiary bank – Bank of Moscow. In the Savings Bank of the same issue UnionPay cards until decided to abstain, intending soon to develop its own payment system Pro100.
In the banks of this information has not yet commented.
Some banks have a partnership with UnionPay have announced publicly.
In July its intention to release 1 million UnionPay cards bank said “Orient Express”, first issued such cards only for their employees, and on Wednesday a statement of cooperation with UnionPay was MDM-Bank.
Earlier, Russian banks released Only co-brand cards Golden Crown-UnionPay. Thus, MTS Bank started issuing cards and issuing Union Pay only for the Far East region in 2012, becoming the first bank in the Russian Federation-Union Pay card issuer for payments in RMB.
At the same time to the existing list of accepted devices MTS Bank cards of international payment systems have been added and the card payment system UnionPay. Currently MTS Bank is finalizing emission maps of the Chinese payment system for customers in all regions of the intention of the first to realize the mass issuance at the end of this year.
According to the information shown on the website of the Central Bank, UnionPay payment operator was registered in Russia in September 2013.
According to the source “Gazety.Ru” on the market of non-cash payments, to fully enter the Russian market UnionPay could not for technical reasons:
it was necessary to find a settlement bank and solve a lot of issues related to acquiring retail chains. China UnionPay cards now taking ATMs and payment terminals nearly 20 banks in Russia, in particular, VTB 24, MTS-Bank, Citibank, Rosbank bank “Russian Standard».
Head of credit rating institutions, “Expert RA” Stanislav Volkov notes that the use of such cards in Russia and now can be extremely problematic.
«It is important that as many banks accept UnionPay cards in Russia. Otherwise, without a legal partnership agreements with UnionPay banks will conduct operations through a long chain of intermediaries and cash withdrawals to the nearest ATM is essential “- he points out.
Earlier representatives of the Central Bank has repeatedly spoken in favor of the presence on the Russian market of payment systems, the Chinese UnionPay, Japanese and JCB International Visa and MasterCard.
Comments from UnionPay at the time of the note could not be obtained.
In July, the representative of the UnionPay Zhiguang Fan told reporters that the payment system in recent years has attracted 30 new partners in Russia of large and small banks. According to him, three years later the number of UnionPay card in Russia will exceed 2 million units.
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