Savings 12 July reduced the rates of major products of mortgage lending by 0.5 percentage points Reduced rates previously announced the head of the bank Gref
Savings Bank on Tuesday, 12 July decreased on the basic rate of mortgage lending products for the first time since August 2015, should the bank posts by enrolling in RBC. Bids reduced by 0.5 percentage points and now are in the range of 12 to 14% per annum, according to Sberbank.
Savings Bank since the beginning of the year registered growth in sales of both new apartments, the implementation of which support state subsidies, and finished housing, said director of the department retail non-transactional Sberbank products Natalia Alymova . According to her, with Reductions rates should make the housing on the secondary market more e The available.
According to Sberbank’s website, bets program “The acquisition of finished housing,” “The acquisition of housing under construction”, “ Residential Real estate” “Mortgage plus maternity capital” is now up on the 12,5% per annum, on the program “ The construction of residential house “- by 13%. The minimum rate on mortgages with state support is 11.9% under the condition of life insurance. More July 7 was reduced to tavka on military mortgage – at 0.5 n n. , up to 12%, and on shares for new buildings -. at 0,6 n n , to 12.9.. % (in the presence of insurance).
reduction in mortgage rates Sberbank was preceded reduction of the key rate by the Bank of Russia. June 10 of the Central Bank for the first time since the summer of 2015 lowered the key interest rate, explaining his decision to the stabilization of inflation, lower inflation expectations and risks, as well as the prospect of economic recovery.
In May the head of Sberbank German Gref he said that the credit institution is willing to reduce mortgage rates following the reduction in the key rate. “We have traditionally mortgages slightly better than the market. In principle, we are ready to reduce, and as soon as a bet will go down, including the reduction of the key rate, I think that we will move immediately followed down, “- said Gref (” RIA Novosti “quoted by) <. / p>
About the upcoming reduction of mortgage rates by 0.5 percentage points Gref said on July 6 during communication with users “VKontakte”. Top-manager of has admitted that he “suffered for many years without shelter” and knows what it is, and n odcherknul that Sberbank is trying to reduce the rate on the mortgage at the earliest opportunity.
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