State Corporation “Deposit Insurance Agency” (DIA) April 27, 2015 begins the payment of insured depositors “transnational banks,” the press service of the agency.
Order of the Bank of Russia on April 13, 2015 № 785-OD at this credit organization revoked license to conduct banking operations, which is an insured event, the Federal Law “On Insurance of Household Deposits in Banks of the Russian Federation.” In accordance with the bank’s depositors, including individual entrepreneurs (SP), are eligible for reimbursement of accounts (deposits) opened in the credit institution. The obligation to pay the insurance indemnity assigned to the DIA, performing the functions of the insurer.
The insurance indemnity is paid to the depositor in the amount of 100% of all its accounts (deposits) in the bank, including open for business purposes, but not more than 1.4 million rubles in the aggregate. The amount not reimbursed by insurance, will be repaid during the liquidation of the bank as part of the claims of creditors of the first stage (for accounts (deposits), SP, open for business activities – in the third line). Bank account (deposit) in foreign currency insurance indemnity is calculated in rubles at the Bank of Russia on the date of license revocation – April 13, 2015. If there are counter-claims of the bank to the depositor, in calculating the sum of insurance compensation is deducted from accounts (deposits). In this case, the repayment of counter-claims is not happening.
According to the received registry obligations “transnational banks” for the payment of insurance compensation in the amount of about 16.2 billion rubles. may appeal the order of 30.4 thousand. depositors, including about 250 depositors with accounts (deposits) for entrepreneurial activity, amounting to about 19.7 million rubles.
The insurance indemnity will be paid in 29 regions of Russia, including Moscow and the Moscow region, where the payment of insurance compensation in the amount of about 9.1 billion rubles. may appeal the order of 16 thousand. depositors.
The applications for reimbursement of deposits and other necessary documents, as well as reimbursements made since April 27, 2015 April 27, 2016 through VTB 24, “Agricultural Bank” and “Asian-Pacific Bank” acting on behalf of DIA and at its expense as agent banks. After April 27, 2016 reception of applications and other required documents and payment of compensation will be carried out either through agent banks or DIA yourself, which will be announced later. In accordance with federal law, insurance payments are carried out during the period of liquidation of the credit institution, which is an average of 2 years.
For the attention of investors: each agent banks authorized to conduct payment of only a certain group of investors “transnational banks” depending on the initial letter of the name of the depositor, as well as the place where the contract of bank deposit (bank account).
The depositor has the right to apply to any of the above on the official website in Internet DIA units of its agent bank.
The payment of compensation to open for business accounts (deposits) made only by transferring the amount of compensation to a specified bank account depositor – party deposit insurance system, open for business activities.
Investors “transnational banks” can get a refund on the open not for business accounts (deposits) as cash or by transfer of funds to a bank account – party deposit insurance system, said investor.
If, after the payment of compensation depositors of the bank will be part of the outstanding bank account (deposit), then they will be able to issue the creditor’s claim to the bank directly into bank branches agent immediately after payment of insurance compensation.
For information about the list of divisions agent banks offering reimbursement, and their mode of operation depositors’ transnational banks “can get the following numbers hotlines: VTB24 – 8-800-505-24-24,” Agricultural Bank “- 8-800-200-02-90,” Asian-Pacific Bank “(JSC) – 8-800-100-13-21.
Information message on the order of payment of insurance compensation is published April 24, 2015 in “Rossiyskaya Gazeta”.
For more information on the payment of compensation, as well as the time, form and procedure for receipt of applications for reimbursement can be obtained by calling the hotline DIA (8-800-200-08-05), as well as on the website DIA (www.asv.org.ru, section “Deposit Insurance / Insurance cases”).
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