Year-scale results / “Stavropol Pravda” dated February 13, 2015 г.
VTB is ready to continue to be among the creditors of strategic real sector of the economy in the regions of North Caucasian Federal District. Demand for borrowed resources are not exhausted: « locomotive” Medium Business District, despite the relatively small size and not very favorable macroeconomic conditions, does not intend to abandon the investment projects.
Clear evidence of this – the dynamics of VTB branches in the North Caucasus Federal District, which for the last year was able to increase the size of the loan portfolio in the two and a half times. Its volume exceeded 15 billion rubles. It is important that VTB continues to provide long-term funding, for a period of three to nine years, stressed at a press conference manager of the branch of the bank Viktor Kuzmenko.
As for the landmark projects in the Stavropol region, you recall, in 2014, VTB continued to finance large-scale modernization airport Mineral Waters, concluded several investment credit transactions with aerosol holding « Arnest” Nevinnomyssk, including major clients are are leaders in their industries, as « Energomera” and Kislovodsk Plant « Narzan”. « In addition, as a bank with state participation under the guarantee of the Ministry of Finance, VTB Russia actively lend to businesses engaged in the implementation of the state defense order,” – added Kuzmenko. Also continue to actively cooperate with the Government of the region, in particular, in December an agreement was signed with the Guarantee Fun d of the Stavropol Territory. And in early 2015 managed to sell its first deal: GC « Siliks” under the guarantee fund received a loan of 30 million rubles for the period up to five years. Branch Manager expressed the hope that with the recent appointment of a professional fund manager banker Andrew Redkina of the fund will be given a new impetus: « Together Andrei Vasilyevich we have held several meetings and identified specific areas for enhanced cooperation ».
As a result, in 2014, told reporters Kuzmenko, a branch of VTB Bank in the North Caucasus Federal District was the most successful of all time of its existence: Never for the entire period of operation in the North Caucasus credit activity did not reach such proportions. You can clearly state: the size of loans outstanding, he became the second lender regional corporate business. During the year the branch managed to double its market share in lending medium-sized companies – from 4.1 to 8.2 percent.
Do not look less convincing, and other performance indicators of the business plan. In particular, the net operating income of VTB North Caucasus Federal District to the revaluation reserve in 2014 reached a historical high and amounted to 560 million rubles. On net interest income from lending operations plan is exceeded by more than half. Got a dynamic development of the guarantee business: guarantee portfolio of the branch grew to 2.2 billion rubles. A customer base filled up 230 new enterprises and organizations in the segment of medium and large businesses operating in the area.
It should be noted the work of the so-called historical bad debts, which were noted for the branch crisis of 2008-2009. Over the last year it was possible to reduce considerably the size – from 700 million to 115 million rubles. Thus, « problem” share of the loan portfolio branch decreased to less than one percent.
« Resources for further growth we have, and we quite optimistic about the future – said Kuzmenko, when asked about forecasts for the branch in 2015. – Drivers will serve a minimum of stable funding of our clients in those industries where there have been saved or growth poles. After all, no matter how contradictory assessments now may sound, we clearly see that in the regional economy has branches in which investment activity during the crisis even increased. We are very balanced approach to risk assessment, but nevertheless fix that many of our customers really got new opportunities for development ».
First of all, we are talking about companies that produce import-substituting products. And a branch of VTB North Caucasus Federal District, assured the manager intends to place particular emphasis on lending activity in the financing of such projects. Clearly, the situation in the market and in the economy as a whole will put pressure on the business of banking borrowers, but how severe it will be, it will be possible to evaluate the real after some time, says Kuzmenko.
http://www.stapravda.ru/20150213/vtb_v_skfo_za_2014_god_uvelichil_kreditnyy_portfel_v_25_raza_82828.html
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