On the “Trust” did not spare the money. Bank approved an additional 100 billion rubles. to reorganize the bank – CIA

On the "Trust" did not spare the money. Bank approved an additional 100 billion rubles. to reorganize the bank – CIA

December 27, 2014

  The Bank of Russia approved the new parameters rehabilitation of the bank “Trust”. As previously wrote “Y”, the amount allocated to it means increased by almost 100 billion rubles., Which puts this sanitation in second place after the reorganization of the Bank of Moscow.

 Today the Board of Directors of the Central Bank approved the changes in the restoration plan of the National Bank “Trust”, conducted by the Deposit Insurance Agency (DIA). Agency due to the credit of the Bank of Russia provided “Trust” ten-year loan of up to 99 billion rubles. These funds are needed to cover the “imbalance between the fair value of assets and the carrying amount of the bank’s liabilities” indicate the Central Bank. In addition, the DIA due to the credit of the Central Bank will provide a six-year loan to the investor to maintain liquidity rehabilitated banks of up to 28 billion rubles. In this case, the loan will be repaid, previously provided by the Agency to the bank “Trust” in the amount of 30 billion rubles. As a result, rehabilitation can be carried out by the second largest after the reorganization of the Bank of Moscow.

 Bank “Trust” in the current year to actively attract funds from the public, who for 11 months increased by 30% to more than 144 billion rubles. For this indicator, December 1, the bank held the 15th place among Russian banks. However, last week the bank suffered because depositors panic, which was taken from him about 3 billion rubles. The bank had a retail loan portfolio of 138 billion rubles. with the share of non-performing loans of less than 9% and the corporate portfolio in the amount of 51.5 billion rubles. overdue by about 2%. Capital Bank exceeded 28 billion rubles. with capital adequacy ratio (N1) 10,8%.

 As an investor agency on the results of the contest has already selected bank “FK” Opening “,” belonging to the group “Discovery”. The recovery plan provided for reduction of the authorized capital of “Trust” to 1 ruble and the follow recapitalization in favor of the investor. As a result, the bank “FK” Opening “” will become its principal shareholder. And before the end of 2020 is scheduled accession “Trust” to the bank of the sanatorium.

 Dmitry M.