The Board of Directors of the Central Bank decided to sanitize the National Bank “Trust”, said the regulator. Deposit Insurance Agency, which since December 22, serves as the interim administration in the bank, give him credit for 30 billion rubles. to maintain liquidity.
In the near future will also be determined by the investor credit institution. “It is assumed that the investor will make one of the largest Russian banks,” – said the report of the Central Bank.
As of December 1, the deposits in banks amounted to 144 billion rubles. General Director of DIA Yu.Isaev last week in the State Duma said that in the deposit insurance fund remains 74 billion rubles., But the agency has the right to apply for a loan with the Central Bank.
At the same time DIA will conduct a comprehensive assessment of the financial condition of the Bank identify further measures to financial recovery.
Two sources RBC, close to the leadership of the bank “Trust”, said that negotiations on the rehabilitation of the bank DIA is with FC “Opening”. “Corporate management has already met with Yuri Isaev [chapter DIA], but the decision has been made yet, there are negotiations,” – said one of the sources.
Press Service of “open” does not comment on this information.
«We are considering all options for drainage. With regard to the bank “Trust” – we plan to participate in the competition DIA “, – told RBC, the press service Binbanka.
About readjustment” Trust “is also thinking PSB, said a source close to the credit institution. According to him, the investor will be determined until Wednesday.
In the competition for the rehabilitation of the bank “Trust” will participate MDM Bank, chairman of the board of the credit institution Timur Avdeenko.
The report DIA states that now ‘interest in participating in the recovery of [the bank] has shown a number of major financial institutions. ” The name of their agency does not specify.
In the DIA assured that the “Trust” continues to operate as usual and has a “full range of banking services to clients and investors».
Source RBC close to the bank “Trust”, said that the credit institution has not coped with the strong outflow of deposits that the bank experienced last week. “Investors began to pull their money, despite the sharp increase in bank deposit rates. The bank had a strong outflow of liquidity “- says the source RBC.
« I can not say that the bank is bankrupt. Reserves at the “Trust” enough to cover losses on the loan portfolio. Reason readjustment – a sharp liquidity gap, as the bank faced with an increased outflow of depositors’ funds which have occurred in the last two weeks, that is, Payback does not coincide with the maturity of liabilities. The Bank of nowhere to take the money to repay these obligations, “- said RBC director of corporate ratings agency” Rus-Rating “Larisa Makarenko.
Bank” Trust “has for some time had problems with margin: their interest income is not completely covered interest expenses, the general director of “Expert RA” Paul Samiev. It also notes that the credit institution for several years experienced problems with capital adequacy, the Bank maintains shareholders. “They could have a few more years to exploit this model and eventually came to a profit if it had not happened the outflow of deposits”, – said Samiev. According to him, “Trust” has experienced a strong outflow on Friday, December 19, and if the interim administration has not been introduced today, the bank ceased to issue deposits.
The main shareholder is CJSC “Management Company” Trust “(93.77%), the ultimate owners of which, according to a complex pattern of ownership, are members of the Board of Directors Ilya Yurov, Sergei Belyaev and Nikolay Fetisov, according to information portal Banki.ru.
Yurov directly owns shares nearly 4.5% of “Trust”.
Net profit at the end of November 2014 according to Russian accounting standards amounted to 2.2 billion rubles., Credit portfolio – 189.5 billion rubles, where the level of arrears of 13 billion rubles.
Sales Network National Bank “Trust” has ten branches and over 240 units of different organizational forms in 65 regions of Russia. About 6 thousand. Bank employees serve more than 1.5 million customers.
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