The relevant amendments approved State Duma. Previously it was assumed that it will be effective from the first of January 2016, however, the parliamentarians decided to speed up the process and named a new date – July 1, 2015. Its decision deputies explained the difficult economic situation. Insolvency law would allow individuals to citizens without trial to declare themselves bankrupt. Operating debtors get a reprieve on all payments for three years. Broken – will be required to sell part of his property. After completion of this procedure bankrupt again able to take out loans.
Bankruptcy give debtors the opportunity to quietly pay off all loans – said in an interview with Tass head of the Duma Committee on Property Sergey Gavrilov.
So then individuals, ordinary citizens – the whole procedure vzyskivaniya debt has gone through court procedures and enforcement proceedings: a description of the property, sale, collectors. We wanted to change the situation for the citizens for the better and make it more favorable, clear and simple, protecting citizen. Entered a rehabilitation procedure to restore their ability to pay, which is an installment payment of debt and deferred payment and freezing percent. The main thing is that after you complete this procedure citizen recovers completely its reputation, the status of a bona fide borrower.
The third final reading of the bill is scheduled for this Friday.
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