Sberbank of Russia was faced with panic behavior of the population last Thursday, December 18, the day on 20 December, an influx of deposits, said at a press conference, deputy chairman of the bank Alexander Torbakhov. According to him, in the most feverish days last week, particularly on Thursday, foreign exchange transactions showed an increase by 5-6 times, Interfax reported.
Torbakhov added that the bank expects the inflow of deposits, and at the end of the month.
According to the approved consumer loans Sberbank rates will not change, will not change and credit card limits of existing customers, said Torbakhov. At the same time, he said, the bank expects to reduce the demand for lending to the population because of the growth rate and expects that interest rates on loans and deposits begin to decline in the spring of 2015.
The panic that gripped the depositors of the Savings Bank, has led to crash in the service of “Online Savings” due to the increased load on the system. “At the population so affected local distribution and various rumors that contributions can not be issued a card – lock” – told “Vedomosti” a person close to the bank’s management. Anxiety depositors recorded and search engine “Yandex”. The official representative of the search engine Asya Melkumova told “Vedomosti” that in the evening on December 18 requests for cards Savings Bank took the first place in the search. According to her, among the requests met the wording: “is it true that on December 18 block map Savings”, “panic cards Savings Bank”, “Savings Bank does not issue money,” and so on.
Sberbank has issued a statement in which assured that “possesses the necessary monetary resources – both in rubles and foreign currency».
Earlier Wednesday, Sberbank reported for the second month increase rates on deposits. Also on December 24 Russia’s largest bank announced an increase in interest rates on credit cards and consumer loans issued unsecured bail and individuals. Since December 22, Sberbank raised interest rates on mortgages by 2 points (up to 14,5-16% per annum) on newly received applications for ruble-denominated mortgage loans for the purchase of housing under construction and ready. At the same time the bank branch ceased accepting applications for auto loans and loans under the “Construction of a residential house”, “Residential Real Estate”, “Garage».
The Russian banks have started to raise interest rates on deposits and loans after raising the key rate by the Bank of Russia . 16 December regulator raised it up to 17%. The decision of the Central Bank explained the need to limit “substantially increased in recent devaluation and inflation risks.”
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