Wednesday, June 29, 2016

Central Bank revoked the license Prisco Capital Bank and Bank “InterCredit” – Information portal of the Banki.ru

Central Bank revoked the license Prisco  Capital Bank and Bank

Central Bank left another two banks without licenses

Photo: Artem Korotaev / TASS

The Bank of Russia from 29 June to revoke the license for banking operations at capital Prisco Capital Bank (registration number 2537), and the bank “InterCredit” (registration number 3047). On Wednesday the press service of the regulator.

The Central Bank said that the decision to revoke the license was taken in connection with non-credit institutions of federal laws regulating banking activities, as well as the Bank of Russia regulations, taking into account the repeated application within one year of the measures provided for by federal law «About the Central Bank of the Russian Federation (Bank of Russia)».

at the same time Prisco capital Bank significance of standards of capital adequacy (capital) has fallen below 2%, and the size equity – below the minimum authorized capital on the date of state registration of credit organizations

Bank conducted high-risk lending policies related to the placement of funds in low-quality assets.. “As a result of the formation of reserves, adequate risk-taking, the bank has completely lost its own funds (capital). In this case the credit organization did not fulfill the requirements of the supervisory authority with regard to the prohibitions to carry out certain operations aimed at protecting the interests of depositors of the bank “, – specified in the Central Bank reported.

«InterCredit” in connection with the loss of liquidity did not provide timely fulfillment of obligations to creditors. In this case a credit institution does not comply with the requirements of the supervisory body of the submission to the Bank of Russia of reliable reports, which reflects its actual financial situation, highlights the central bank.

The managers and owners of the bank did not take effective measures to normalize their activities, says the regulator.

Prisco Capital Bank – participant of the deposit insurance system, the payment of insurance to depositors will begin no later than July 13

it was reported earlier that the Bank of Russia from 24 June to disabled “InterCredit” Bank of the electronic payment system (. BESP). On the possible difficulties with making payments Bank warned in May. “We apologize for the possible delay of payments related to the accident with the power of fire in the leased premises,” – said in a statement of the credit organization.

Prisco Capital Bank has also been disconnected from BESP. In addition, the bank in June imposed a ban on the replenishment, as well as a limit on a one-time withdrawal of funds from the deposits of physical persons in the amount of 20 thousand. Rubles per day.

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