Experts have called the advantages and risks of establishing a fund in Russia for bank resolution – RIA Novosti

MOSCOW, June 30 – RIA Novosti / Prime The idea of ​​the creation of the Bank of Russia of a special fund for the rehabilitation of distressed credit institutions deliver financial recovery process from the currently existing abuses, however, remains unclear the question of sources of financing of the fund. and objective assessment of stroke rehabilitation, according to experts interviewed by RIA Novosti.

The Bank of Russia is preparing a special fund of the bill, which will go to the capital of the rehabilitated banks. This, according to the head of the Central Bank Elvira Nabiullina, will help consolidate going process improvement banks to reduce the debt burden on the Deposit Insurance Agency (DIA), and avoid a situation where the sanatorium use ward them the bank as a warehouse of “bad” assets.

” Now in some cases, participation in rehabilitation allows sanatoriums, first of all, to improve their financial position in the current situation, on the recovery of the rehabilitated banks afterthought. All this leads to increase in terms of sanitation, increasing its value and, ultimately, reduced at times . the effectiveness of treatments How to be viable the proposed mechanism, time will tell, “- says a senior analyst of the National rating agency (NRA) Egor Ivanov, The expert noted that the obscure are the criteria that will be determined by the feasibility of rehabilitation, as well as the sources of the proposed fund filling.

The head of the analytical department of the bank BKF Maxim Osadchy believes that the size of the fund can judge by the following figures. Total to date financial recovery procedure are 30 banks. Among them, 13 have negative equity totaling minus 242.3 billion rubles. This volume may actually be higher, since the six rehabilitated banks hide their statements.

The new mechanism has the right to exist, as it will remove regulatory exemptions for rehabilitated banks, which do not always faithfully used the sanatorium, finds Head of the analysis of financial institutions RIA Rating Andrew Manko.

“Now the responsibility for the result will not be dispersed among the various parties (regulator and spa), but there is possible conflict of interest. If today is the Central Bank assesses and monitors the progress in the rehabilitated Bank on the path of financial recovery and often finds negative trends, in the case of a new reorganization mechanism controller will actually evaluate himself, “- pointed Manko

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