Customers RSKB and Invest Ecobank will receive about 1.7 billion rubles – News

The amount of deposits and funds on accounts of individual entrepreneurs (SP) in the National Social Commercial Bank (RSKB) and Invest-Ecobank, which the Central Bank revoked the license today, on May 1, 2015 reached about 1.9 billion rubles, of which 1 , 8 billion of funds of natural persons was taken into RSKB. This follows from the statements of banks. Currently, the credit organizations working Provisional Authority estimated the volume of insurance payments. According to the Deposit Insurance Agency (DIA), citizens and entrepreneurs deceased banks will receive a refund (to 1.4 million) no later than 24 June 2015. According to the head of analytical department of BKF Bank Maxim Osadchy, customers will receive about 1.7 billion rubles.

– RSKB conducted high-risk lending policies related to the placement of funds in low-quality assets – Central Bank said its a decision to revoke the license. – Adequate assessment of the risks taken and fair reflection of the value of the bank’s assets have led to the emergence of the credit institution’s grounds for implementing measures to prevent insolvency (bankruptcy). In addition, due to the poor quality of assets that do not generate enough cash flow, the credit institution might be cases of untimely fulfillment of obligations to creditors.

In May 2015 RSKB stopped taking additional contributions in cash deposits ” due to the excess cash ».

As of May 1 RSKB (Moscow) held the 456-th place by assets among Russian banks (3.2 billion rubles). Bank controlled: Chairman of the Board Alevtina Pavlova (27.17%), Elena Kasatkina (7.39%), Maxim Pavlov (7.13%), Oxana Sidorenko (5.68%), Yuri Martynov (5.68%), Gennady Ivannikov and Gregory Hulap (by 5.52%), Anatoli Popov (3.77%), Bahruz Bayramov (3.59%), Olga Safronova (3.31%), Oleg Kulik (3.31%) of ” GCC “Red Barricades” (1.76%). Federal Property Management Agency owned 20.04% of the shares.

«Invest Ecobank conducted high-risk lending policy did not create adequate risk taking reserves for possible losses on loans and does not comply with the 115-FZ, including in terms of fair presentation of information to the authorized body on transactions subject to mandatory control – indicates the Central Bank. – In addition, the Investor Ecobank participated in the questionable transit operations and operations on withdrawal of cash abroad in large quantities ».

Invest Ecobank (St. Petersburg) held assets 702.8 million rubles in 707 th place among Russian banks. 100% of the bank controlled by the relatives of Aminat, Denmark and Naida Kaparova.

Since the beginning of 2015 the Central Bank revoked the licenses of 30 banks. For the whole 2013 29 banks lost their licenses in 2014 – already 79. Size Deposit Insurance Fund (DIF), net formed reserves for payments on an insured event occurs as at 30 March 2015 amounted to 69 billion rubles. In view of the withdrawal of the license, “Transport” (the deposits of about 30 billion rubles) and five other banks lost their licenses in the last two weeks in the deposit insurance fund was about 13 billion rubles.