Bank “Opening” announced purchase of 100% of mobile banking service Roketbank. The sellers are the founders of the “Rocket” project and Runa Capital venture fund. It is expected that the transaction will be closed by the end of this month. Officials from both companies refused to disclose the purchase amount.
The deal with the “discovery” was planned long ago. In September 2015, RBC, citing sources reported that “Discovery” can acquire Roketbank, even called the approximate amount of the transaction – 300 million rubles. (Or $ 4.5 million). At the same time it was reported that by purchasing Roketbanka showed interest and the owner of the bank “Tinkoff” Oleg Tinkoff. On his Facebook page Tinkoff stated that he was ready to buy a startup for $ 1 million, but that this offer is only valid until September 15, and then he will reduce the price of 1 rub. Officers Roketbanka stated that the proposed amount is insufficient and that the $ 1 million – “this is the best for the warm-up»
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LLC “Rocket” (operates under the brand “Roketbank”) was founded in 2012, the first client cards were issued in the summer of 2013. According to SPARK-Interfax database, in 2014 Roketbank showed a net loss of 69.4 million rubles.
the project founders were Oleg Kozyrev Viktor Lysenko, Aleksey Kolesnikov and Michael for provisions. Lysenko and Kozyrev before joining the financial IT-sector has already had experience of quite successful development of start-ups: they were the founders of an electronic trading platform “Darberri”, which bought the American company Groupon in 2010
The amount of the transaction. It was not disclosed, but some media called the supposed purchase amount – 50 million rubles. (About $ 1.7 million at the exchange rate of the time). Part of the proceeds was put on the development of a new project -. Roketbanka
According to SPARK-Interfax database, 100% of “Rocket” is owned by Rocket Financial Technology Inc., registered in the British Virgin Islands. In 2013, the startup was able to attract investors: Runa Capital Fund (registered in the Cayman Islands) in Roketbank invested $ 2 million in exchange for a stake in the company
In the classic sense Roketbank is not a bank.. This is a virtual service, a mobile application that provides banking services on the basis of legal and processing support the partner bank. For a long time such a partner for Roketbanka was “Interkommerts”, a little later he was joined by the Military-Industrial Bank (project Metropoliscard).
In December, the first time it was reported that Roketbank will get a new partner for the production and maintenance of cards – it will be the bank “Opening”. Then it clarified that users of the service that were already customers Roketbanka, continued to be served in INTERKOMMERTS and TBF. Then the representatives of the “Discovery” pointed out that we are talking about a strategic partnership and not on the purchase of a startup
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In 2016, the event began to grow like an avalanche. January 28, there were reports that Roketbanka customers received a letter in which, with reference to the materials in the press, there were problems with liquidity in their banking partner “Interkommerts”. Holders Roketbanka cards issued INTERKOMMERTS, rushed to withdraw their deposits, but deposits have already issued with delays and by appointment in the waiting queue, on January 29 at the bank the interim administration was appointed. February 8 the Central Bank revoked the license of “INTERKOMMERTS” due to falling capital ratios values (below 2%), the equity (below the minimum authorized capital). It was also stated that “Interkommerts” was seen in the conduct of questionable transit operations.
At this time Roketbank already announced that suspends service to all cards issued by “INTERKOMMERTS”, and translates its clients in the “Opening”. Now, after the completion of the transaction, the sole partner bank service will be the “Opening”, stressed in a conversation with “Gazetoy.Ru” in Roketbanke.
With the purchase of a mobile banking service “Opening” expects to develop a digital-services
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According to “Gazeta.ru” Maxim Yanpolsky, senior vice-president of the bank “Opening”, a strategic partnership with Roketbankom has already shown good results. “The new format of cooperation will increase the customer base” Rocket “and expand its capabilities in terms of product development and service. We also plan to use the experience and benefits of “Rocket” in terms of service, client communications and technology within retail areas of “openness”, “- said Yanpolsky
Combining banking services Roketbanka. mobile app “Discovery” is not planned, said “Gazeta.ru” one of the founders Roketbanka Alexey Kolesnikov.
According to him, the company will continue to develop the format that already exists, although it is cooperate with other entities. “The whole team Roketbanka continue to work and develop as an independent entity within the group” Discovery “- confirmed Yanpolsky. He, however, added that the “Discovery” does not exclude the possibility of the integration of their digital-services, including full remote bank for entrepreneurs “Point” and the recently launched remote factoring for small and medium-sized businesses of the two companies, but so far to talk about it prematurely.
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