In Probusinessbank come check out the DIA, according to market sources. The claims of the Central Bank to the credit institution concerned the adequacy of reserves. It became known yesterday that the bank is disconnected from the system of banking electronic payments.
On Friday the agency “Rus-Rating” rating Probusinessbank lowered from BB + to CCC and on the international scale from A + to B on a national scale. It became known yesterday that the bank is disconnected from the system of banking electronic payments (BESP). Moreover, as the report says the rating agency, a credit institution operates a temporary administration. The audit deals with the situation in Probusinessbank DIA TASS reported with reference to sources.
Recall that the rating agency Fitch in its Reports , released in late July 2015, made Probusinessbank the list of credit institutions capable of absorbing potential losses on loans of less than 1% of total loans.
A year earlier, Fitch put the bank’s rating on review because of concerns on the quality of the securities portfolio Probusinessbank. Paper actively bought but not used as collateral for repo auctions, which usually do credit organizations, and this has caused suspicion among analysts of the agency.
A source close to Probusinessbank told “Gazeta.ru” that the claims of the Central Bank to the credit institution concerned is the adequacy of the reserves.
The presence of ACB in the temporary administration Probusinessbank undoubtedly expert believes Managers Association – partner of AB “Leontyev and partners” Marat Aghabalyan. Since, by law, it is a prerequisite if the Bank has a license to attract deposits from individuals. The reason for the intervention of the regulator is likely to become “decrease in the value of equity capital compared with the maximum amount of capital.”
«Last year, the margin was 5.6%, and the results the first half of 2015 went to the negative level, amounting to 2.2%, “- said the director of the bank rating agency” Rus-Rating “Larisa Makarenko. According to experts, on July 1, 2014 the share of the loan portfolio in the assets Probusinessbank was at 26%, and the same date of 2015 decreased to 19%.
This is not the first bank of the financial group “Life”, in which there are problems. In September, 2014 has been revoked the license of “the Bank24.ru”, formerly part of the FG “Life” – for violation of the “anti-laundering” law. Probusinessbank – the largest credit institution in the group. Other banks group – University Bank, Bank “Express-Volga”, National Savings Bank, Gazenergobank bank, “Come!”. 
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