In Russia in 2014 according to the Central Bank debt on ruble mortgage loans for the year increased by 33%, reports IA REGNUM.
At 1 January 2015 mortgage debt amounted to 3.509 trillion rubles. A year earlier, it was 2.647 trillion rubles. During December 2014, an increase of 2%. According to AHML in 2014, Russia had issued more than 1 million mortgage loans totaling 1.76 trillion rubles., That 1.23 times the level of 2013 in quantity and 1.3 times.
At the same time over-year growth of 10%, 5% of them were in the month of December.
Meanwhile, “Gazeta.ru,” writes that in Moscow there more ads that offer to help “legally not pay on the loan.” This law firms that are trying to catch the wave of growth of bad debts. Activities not all of it is legal. To “help” desperate and joined the creators of the pyramid schemes.
If you examine the information published on the website, you can immediately find out that there is nothing unique about the companies do not offer. Her profile – various legal services: consulting, search for possible loopholes in the loan agreement and representing clients in court. In this case, lawyers are taken to mitigate the pressure of the borrower by the collectors. The number of such companies on the Internet is measured at least dozens. Clearly, their work is not gratuitous.
For their services such office takes 30% of the debt owed to the bank, however, promises to break the payments for part of that “will not be significant.”
According to experts of the leading law firms, the possibility of such offices is extremely limited. “There are grounds on which the loan contract, like any other transaction may be declared invalid. The company provides services to debtors, trying to prove that the bank introduced a client astray full amount of the loan, interest and other conditions. In any case it is a matter of interest charges, and the debt will still have to return. As a rule, the maximum that manages these companies – to pull time annoying bank actions, that is, by contesting in the courts, “- says the law firm partner Lidings Andrey Zelenin.
The number of companies” opposing “Banks and collectors – the so-called antikollektorov – is growing. The activities of such organizations, in turn, raises questions in the bailiffs.
these characters is not limited to: the market is gaining momentum a new pyramid scheme – the so-called razdolzhnitel offering repayment of debts to banks for a fee.
Central Bank has already expressed concern about the activities of the company providing the service “Razdolzhnitel”, and would not recommend using it to customers of banks and MFIs. According to the regulator, in practice, the company does not repay the borrower’s obligations to the bank or MFI or make payments smaller than obtained from the borrower, taking a percentage of yourself.
According to the materials: TopNews.ru
Source news, taken from nter.net.ua
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