It was he informed at a meeting with Russian President Vladimir Putin.
He said that after a heavy I quarter 2015 the situation with the credit has already begun recovery in the II quarter. In early summer, traced the gradual increase in demand for loans to legal entities, including large institutions.
The head of the State Bank explained that the average percentage of home loan now stands at 13% without state support, and 12% of the state program of subsidizing interest rates.
German Gref, head of Sberbank. Thanks to the decision of the national means of mortgage lending has turned to avoid the failure of the strong. Yet manages to keep the level of lending to individuals, First things first at the expense of mortgages, as mortgage we grow this year is excellent.
«According to our senses in the second half of the year the situation will be more or less aligned.” In the beginning, the Savings Bank, according to him, has issued 250 billion rubles. mortgage loans, of which 64 billion – a loan with state support.
A significant increase in demand by early summer was seen in the segment of the largest institutions.
According to Gref, in the “Savings Bank” does not expect repetition of peak reduction in lending volumes.
Gref explained by the fact that at the moment rates are beginning to fall, and the demand to recover. “It will be difficult, not least the situation is, we feel, of course, if no shocks will not happen, will be more or less will be restored”, – Gref informed.
From March to June, banks have given 53, 3 thousand preferential mortgage loans totaling 92.9 billion rubles. Following the reduction of the rate of the Central Bank to cut rates in stages.
The Minister of Finance of the Russian Federation reported on the allocation of limits on preferential mortgage on 554.35 billion rubles.
Photo www.amic. ru
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