The payment system PayPal from November 18, introduces a new version of the user agreement, which does not allow anonymous users to get cash and spend more than 40 thousand. Rubles a month. Such a decision was a result of the May “anti-terrorist” amendments to laws on payment systems. Experts believe that the fight against the anonymity of users is an appropriate response and no effect on the profitability of services.
The payment system PayPal customers informed Russian entry into force of the new version of the user agreement. According to the rules introduced on 18 November this year, the payment system by anonymous users will not be allowed to cash out money from their accounts, as well as spending more than 40 thousand. Rubles a month. In addition, according to the “anti-terrorist” amendments to Russian legislation size single online transfers PayPal does not exceed 15 000.
disagree with the new rules of PayPal users in writing offers close their wallets until November 18.
According to company representatives to date, the system will operate by the same rules, according to which anonymous users today can not transfer, rent or cash 15 000 at a time, as well as spending more than 40 000 per month.
After the introduction of the new rules passed simplified registration, the user will have the option to cash out money from my account and spend up to 200 000 rubles per month. Those who spent a full scan of the individual, it will be possible to spend up to $ 5,000 per day.
«This is a standard regular procedure that is usually performed if you need to update the terms of service of our customers. Legislative changes – just one of the reasons for such updates, which take place not only in Russia, but also abroad, “- told” Gazeta.ru the press service of PayPal.
“It is worth noting that the amendments are seen as a whole a reasonable response to the increase in the number of illegal transactions using payment systems and will not interfere with ordinary users. Simplified procedure of identification – no doubt about it the right decision to ensure greater security and transparency of the market.
In this case, the procedures themselves are comfortable and do not take up a lot of time, while anonymous users will still be a functional “- told “Gazeta.ru” Chairman of the Association, “Electronic money” Victor Dostov.
agrees with him and co-owner Qiwi Boris Kim. “All the players in the market have entered the correct restrictions for anonymous users and specific identification rules in the fight against money laundering by means of payment systems”, – he said, “the Newspaper».
At the same time, Kim also noted that in the second half of 2014 a negative impact on business payment services have not experienced.
This is made possible due to the ease of registration, and the reluctance of users to abandon the service payment systems for the sake of anonymity .
Recall that in May came into force package “antiterosticheskih” amendments to the federal Law “On the National Payment System” and “On counteraction to legalization (laundering) of proceeds from crime and financing of terrorism».
Among the amendments contained and entered into force on 16 May restrictions on anonymous online payments and the introduction of a limit on the Internet for anonymous transfers of 15 thousand. rubles.
To pass the identification procedure to the user in real-time is necessary to provide the employee with a payment system mobile phone numbers passport number and TIN SNILS policy or MLA (optional). There is also the possibility of identification through a contract with the mobile operator and banks.
According to the amendments, on November 1, payment systems may also establish support for simplified identification, which allows users to remotely service to confirm their identity, while not presenting the necessary documents to a company representative directly. For this purpose, it is enough to pass through the Internet payment system staff your name and number of the identity document, mobile phone number and one of the identification numbers in public databases – TIN mandatory health insurance policy number or insurance number of the individual account. Another option would be easier to identify the use of electronic signatures, certified in accordance with the law.
A number of payment services has changed the procedure for identification of their users after the introduction of amendments in May. Among them are “Yandex” and Qiwi.
No comments:
Post a Comment