MOSCOW, 23 May. / Corr. Danis Yumabaev TASS /. Representatives of insurance companies, the Central Bank and the Supreme Court will hold a May 26 meeting to discuss the problems of criminal lawyers specializing in disputes for damages under the “avtograzhdanki”, told Tass source in the insurance market.
The activities of the so-called “avtoyuristov “that a court seek a sharp increase in payments to insurance companies, has already led to the curtailment of the insurance companies work in a number of regions, after which motorists are faced with the unavailability of MTPL policies.
” The meeting is supposed to internally discuss the complex set forth by the Russian Union Motor insurers (RAMI) measures to address the problem that after the May holidays were sent to the Supreme court for a preliminary examination, “- said the source
according to TASS topic was also discussed at the meeting of leadership of the Central Bank with the owners of insurance companies on 17 May..
PCA has prepared an action plan to fight against “avtoyuristov” activities, according to the PCA letter available to TASS. According to insurers problem “avtoyuristov” is the main market of compulsory motor insurance, as because of her company faced with billions of dollars of losses
“The main problem CTP -. It is the courts and avtoyuristy Costs became a separate, very significant and. unpredictable cost item MTPL insurers, which strongly distorts the whole economy of this type of insurance “, – said TASS first deputy chairman of the company” SOGAZ “Nikolai Galushin
Judicial payments several times greater than the amount of compensation
The insurers offer in the assessment of damage guided by a unified methodology and price handbooks developed SAR, as well as mandatory to present the damaged vehicle for inspection.
“PCA asks the Supreme court to give an explanation of what the courts have an expertise in the submission of the insurer OSAGO damaged cars “- said in a letter
in a letter RSA scheme is explained in detail work.” avtoyuristov “that intercept the victim after the accident and the accident site contract with them or to draw up a power of attorney
. According to the insurers, “avtoyuristy” on-site pay his client a certain part of the money, after which the victim loses interest to contact the insurer CTP directly.
“The victim receives an amount, usually less than the amount of damage that could to pay the insurer “, – writes autoinsurers
fines, overestimated the amount of damage
Next, the insurer CTP pre-trial claim is directed, and the damaged car to the inspection is not available.. According to the insurers, “avtoyuristy” is interested to hear the case is in court, bypassing the insurance company
“In this way, the insurer is unable to determine the extent of damage result -.. Fines, excessive amount of damage – are not favor of the victim, and in favor of “avtoyurista” that can be classified as an abuse of the right “, – said in the letter
According to the insurers.” avtoyuristy “derived from the insurance market of about 10 billion rubles in 2015. According to data cited in the SAR letter, the share of court payments in the total amount of insurance payments in the Southern Federal District, one of the most problematic, already reaches 40%
“Their main task -. To protect the client’s interests, and to achieve all means of recovery from the insurer’s maximum payments, penalties and interest, which are not in favor of the victims, and in avtoyuristov pocket “- Galushin said
in this case, if the average size of the Compulsory payment of court from 2011 to. in 2015 amounted to 35 615 rubles, the average size of payments for the same period of time, taking into account the legal costs almost twice as much – 62 944 rubles
“sharply increased the number of trials for the CTP is not a consequence of Paymaster policy of insurers as well. the result of the revitalization of corporate intermediaries, aimed not at protecting the rights and legitimate interests of victims, and to extract super-profits “, – stated in the letter of Insurers Union
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